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414 26th St W
Bradenton, FL, 34205
United State


Manatee Insurance Services, Inc. have been working locally with Floridians to save money and time insuring all major properties including Autos, Homes, Motorcycles, and Boats for over 35 plus years! Come save money and time finding the right insurance all under one roof. Lets get saving Florida! Contact us for a second look on what you will save.


5 Reasons People Avoid Buying Homeowners Insurance

Matthew Smith

You can’t afford to be lazy when it comes to getting home insurance. Regardless of the age or type of a residential property, homeowner’s insurance policy is essential.

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Simply put, home insurance is designed to protect homeowners against the financial losses arising from losses to their homes. Events like theft, fire and similar disasters can occur anytime. In order to safeguard your financial assets, it’s important to invest in home insurance.

A standard homeowner’s policy provides financial coverage for damages to a property’s structure, personal belongings (clothes, furniture, etc.) and valuable items (some some companies offer coverage for jewelry and other valuables).

The amount of coverage differs among companies. Make sure to understand the terms and conditions of an insurance policy, including inclusions, exclusions and insurance premium before signing it.

Yet, many people do not sign up for home insurance due to varying reasons. Some of them are given below:

It’s Expensive

Many people avoid purchasing home insurance because they think it’s too expensive. But, compared to the risks of not insuring your home, insurance premium is a very small price to pay.

Keep in mind, home insurance can be paid on a quarterly, monthly or annual basis. You can pay it every six months as well. The amount of premium you pay will depend on your home insurance policy and provider. Generally speaking, most insurance companies determine the premium based on age, location, condition of a residential property, an applicant’s credit rating, deductible amount, etc.

Ultimately, the price of home insurance boils down to the insurance company and policy you choose.

It’s Difficult To Understand

If you’re getting home insurance for the first time, the technical jargon might seem confusing and daunting. The good news is you can refer to online resources to learn about home insurance.

Insurance Companies Have A Bad Rep

There’s no denying there are some bad apples out there. But, with proper research, you can find many reliable home insurance companies offering great policies.

They Feel They Don’t Need It

Your home can be damaged due to unintentional or intentional disasters anytime. In order to secure your property, it’s best to invest in home insurance.

They Don’t Have The Time To Find An Insurance Company

An insurance broker can help you find the best home insurance deal for you. They have connections with insurance companies and can give you many options.

In order to save time and effort, get in touch with the home insurance experts at Manatee Insurance Services, Inc. They offer personalized home insurance solutions that meet each client’s specific needs.