Besides these two reasons, proper maintenance of your car can actually fetch you better insurance rates.
Maintaining auto insurance is necessary for car drivers in Florida and several other states. Auto insurance is designed to protect drivers and car owners from financial losses arising from theft and vandalism, road accidents, and natural disasters.
Auto insurance companies offer different types of coverage policies at different rates. Generally speaking, insurance companies consider a number of factors for determining the premium amount. These factors include an individual’s age, location, driving history (a risky driver pays a higher premium than a low-risk driver, credit score, and most importantly, the car (type, model, age and condition) they drive or own.
If you own an old, poorly maintained vehicle, there’s a greater chance insurance companies may charge you a higher premium. This is because your old car is more likely to break down and cause accidents. In addition, it will take more money to repair a poorly maintained car than a properly maintained one. Therefore, auto insurance companies consider older and badly maintained cars as ‘high-risk vehicles.’
Taking care of your car is very important for your safety and the lifespan of your vehicle. In addition, many car insurance companies offer discounts to drivers who keep their vehicles in good condition.
Here is how you can maintain your car:
- Check and change the tire air pressure levels once every month
- Change the oil every 4,000 miles
- Check all the breaks, headlights, break lights, taillights, air filter, and blinkers to ensure they’re working properly. If anything is damaged, replace it immediately.
- Check the engine belts every week
- Replace broken or damaged windshield wiper blades
Regular maintenance of your car will not only lower your insurance rates, but it will also save you hundreds of dollars in repairs.
If you need auto insurance in Bradenton, Palmetto, Anna Maria Island, Myakka City and across Sarasota and Manatee Counties, get in touch with our expert brokers.
As a licensed, certified brokerage company, we offer auto insurance from reputable auto insurance companies. Coupled with auto insurance, Manatee Insurance Services, Inc. also specializes in homeowners, motorcycle, boat and flood insurance in Florida.