Holmes Beach Insurance

We’ll Find You Insurance Coverage For All Your Needs in Holmes Beach, FL

Manatee Insurance was created 35 years ago with the goal of helping the residents of Holmes Beach and nearby communities, find insurance policies that provide them with adequate coverage without breaking their budget.

As an independent insurance agency, we have access to leading insurance providers in western Florida that offer comprehensive insurance services consisting of homeowners insurance, flood insurance, auto insurance, motorcycle insurance and boat insurance.

Our insurance agents are excellent negotiators and will provide assistance in getting you customized packages so you’re only paying for what you need.

If you’re living in Holmes Beach and need an insurance company that puts you first, you’ve come to the right place!

Here’s how we can help you with your insurance needs:

Homeowner’s Insurance

Buying a house is exciting. For most of us, buying a home is the biggest purchase we’ll ever make which is why it’s so important to protect our investment with the best homeowners insurance policies.

When it comes to homeowners insurance, our agents look for policies that don’t overwhelm you high premiums you can’t afford. We’ll assess your budget and find you a policy that covers the basics and more. You won’t have to pay for anything you don’t need!

We’ll present you with all your options so you can make informed decisions about home insurance.

Our goal is to prepare you for any expected issues that may damage your property.

These are the basics that homeowners insurance policies cover:

Additional Living Expense
Medical Payments
Personal Liability
Property Insurance

Contact our team for more information on the above.

Flood Insurance

Basic homeowners insurance policies don’t cover flood damage. Florida has been impacted by floods over the last few years and homeowners are advised to get insurance to protect them from potential natural disasters whether it is a full-fledged hurricane or heavy rains.

Remember, even a couple of inches of water above the ground are enough to cause significant damage to your property so it’s best get flood insurance.

Auto Insurance

Automobile accidents can leave you with piles of medical bills and repair expenses. If the accident happened due to your negligence, you will be expected to pay your expenses and for any injuries and damages other involved parties incurred.

Basic auto insurance is a necessity in most states. It’ll provide you coverage for damages and injuries. The type of auto insurance policy you pick will depend on your budget, the price of your vehicle and your requirements.

Automobile insurance can get complicated but the insurance agents at Manatee Insurance will take you through all your options so you can choose what suits you best.

Motorcycle Insurance

Owning a motorcycle is exciting but it can also be dangerous. Motor cycle insurance can provide you with the financial protection you need in case of an accident.

Our insurance brokers work with various insurance carriers that provide coverage of all types of motorcycles including: touring bikes, Harley Davidsons, street cycles, cruisers, dirt bikes and ATVs.

If you’re looking for motorcycle insurance in Holmes Beach, FL, get in touch with our team and let us get to work!nce today!

Boat Insurance

Contrary to what many people think, homeowners insurance and auto insurance doesn’t cover your boat; you’ll need to get separate coverage for that.

Boat insurance policies cover the following:

Agreed Value Coverage
Emergency Assistance
Fuel Spill Liability
Liability
Medical Payments
Physical Damage

If you’re in Holmes Beach and want an insurance agency that can get you full spectrum insurance coverage, contact Manatee Insurance today!