The More You Know – What You Didn’t Know Your Car Insurance Covers

If you thought getting car insurance was not necessary, you are in for a big surprise. Buying an auto insurance policy is a necessary step to financially protect you and your vehicle against any damage. Not to mention, it’s mandatory for vehicle drivers and owners in Florida to maintain car insurance.

 auto insurance

auto insurance

While auto insurance policies are not the same and coverage differs according to state and company, most policies offer coverage for the damages below:

Vandalism and theft

Most insurance companies offer coverage for vehicle damages arising from theft or vandalism.  This includes dent, scratches, stolen vehicle parts, and more.

Dealing with unexpected damage on your car can be stressful and expensive. Regardless of your vehicle model, get a comprehensive policy that offers coverage for financial losses due to theft or vandalism.

 car insurance

car insurance

Car seats

Many insurance companies offer coverage for damaged car seats. When buying auto insurance, make sure to ask about coverage for car seats, especially for a child’s car seat.  Keep in mind; some companies not pay for damages to car seats.

Pet injuries

If you have pets frequently riding in your car, find an insurance policy that offers pet injury coverage. This type of policy will pay for treatment if your pet is hurt in the event of a collision.

Damaged accessories

In case of a road accident, a standard insurance policy gives coverage for the car. However, you get separate add-ons for accessories. This will cost some extra dollars but it would be more effective than buying new accessories.

Spot assistance

You never know when your car might break down. To make sure you get assistance when you are stranded in the middle of nowhere, get separate add-ons for car towing, fuel assistance, and more.

In addition to accidents, a car insurance policy can offer coverage for vehicle damages and losses caused by fire, natural calamities, and more.

Finding the right auto insurance policy may seem complicated, but it doesn’t have to be that way.  By working with a reputable insurance brokerage company, you can purchase the best policy for your needs.

Manatee Insurance Services, Inc. is committed to providing clients with the best car insurance policies and rates in Bradenton, FL.

In addition to car insurance, we also offer homeowner’s insurance, motorcycle insurance, boat insurance, flood insurance and more. From start to end, we will help you find compare and choose the right insurance plan to protect your interests.


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